I am guessing the additional task of reading/scrutinizing the Trust doc is really slowing them down. Not having to do that review would seem to be a big time saver. Too bad as all my stuff is in Trust name and I refuse to have a few items outside the Trust. And I am too cheap to pay for 2 stamps like what BRNIB is proposing. But maybe I would reconsider if I were facing the process again. It is a good idea if your impatience exceeds your frugality. 




